Terms of Use for this Website

Please read this Agreement before using this ANSCERS website. By accessing this website of Credit Management Association (“CMA”), you agree to be bound by these terms of use. If you do not agree to these terms, do not access or use this website. These terms, as well as any other information on this website, may be changed or updated without notice.

THIS WEBSITE AND ITEMS AVAILABLE ON OR ACCESSIBLE FROM THIS WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE, NONINFRINGEMENT OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. CMA DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE OR THAT ANY ITEMS AVAILABLE ON OR ACCESSIBLE THROUGH THE WEBSITE WILL BE FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER ITEMS OF A DESTRUCTIVE NATURE.

IN NO EVENT SHALL CMA BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS OR BUSINESS INTERRUPTION, THAT RESULT IN ANY WAY FROM YOUR USE OF OR INABILITY TO USE THIS WEBSITE OR ANY LINKED WEBSITE, YOUR RELIANCE ON OR USE OF INFORMATION, SERVICES OR MERCHANDISE PROVIDED ON OR THROUGH ANY SUCH WEBSITES, OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES, ERRORS, DEFECTS, DELAYS IN OPERATION, OR TRANSMISSION OR ANY FAILURE OF PERFORMANCE.

Links to third party websites are provided solely as a convenience to you. CMA has no control over such sites, does not endorse them and is not responsible for their content. If you decide to access any of the sites linked to this website, you do so at your own risk.

The trademarks ANSCERS®, Credit Management Association™ and CMA™, and the CMA™ design logo, are all trademarks of CMA. Nothing contained on this website should be interpreted as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of CMA or a third party that may own other trademarks displayed on the website. Misuse of the trademarks or any other content displayed on this website is strictly prohibited. Except as otherwise attributed to specific authors, CMA is the copyright owner of the content of this website.

The content of the pages of this website is for your general information and use only. It is subject to change without notice.

The website provides information to support commercial transactions, not individual consumer transactions. You agree to use the website data and services solely in connection with a present or prospective credit or financial transaction or for other legitimate commercial purposes. The information will not be used as a factor in establishing an individual’s eligibility for (a) credit or insurance to be used primarily for personal, family or household purposes, or (b) employment.

All information provided to and obtained from the website is confidential and should under no circumstances be reproduced or divulged to any customer or to any other party outside of your company. You are under no obligation to disclose any commercial credit information to any customer. In addition, any discussion of such information within your company should be limited to persons and issues directly affecting the credit relationship and specifically should not be used for sales or marketing purposes.

Information may be accessed only by authorized users who have a legitimate business need. Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

Your use of any information or materials on this website is entirely at your own risk, for which CMA shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

You agree to comply with the antitrust laws of the United States, and understand that all credit information provided to and obtained from this website will be used solely to assist in the formation of individual business judgments and does not imply that data contributors or CMA recommends that any credit relationship be modified in any way. The extension and terms of credit are the concern of individual sellers and must be determined strictly by independent judgment.

This website contains material which is owned by or licensed to CMA. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited without CMA’s express permission.

You may not create a link to this website from another website or document without CMA’s prior written consent.

The implementation and interpretation of this Agreement shall be governed by the laws of the State of California, U.S.A., and all parties hereby consent to exclusive venue and jurisdiction in any state or federal court located in Los Angeles County, State of California, for purposes of enforcing any provision of this Agreement. You further agree to indemnify, defend and hold harmless CMA and its agents and affiliates against any claim, liability, expense or damages arising from or relating to your use of this website.

© Copyright 2014, Credit Management Association. All rights reserved.