TERMS AND CONDITIONS

Welcome to the anscers website, which is controlled by Credit Management Association (“CMA”), a non-profit California corporation. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use.

The term "CMA" or "us" or "we" refers to the owner of the website whose registered office is 40 E Verdugo Avenue, Burbank, CA. The term "you" refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • The website provides information to support commercial transactions, not individual consumer transactions. You agree to use the website data and services solely in connection with a present or prospective credit or financial transaction or for other legitimate commercial purposes. The information will not be used as a factor in establishing an individual’s eligibility for (a) credit or insurance to be used primarily for personal, family or household purposes, or (b) employment.
  • All information provided to and obtained from the website is confidential and should under no circumstances be reproduced or divulged to any customer or to any other party outside of your company. You are under no obligation to disclose any commercial credit information to any customer. In addition, any discussion of such information within your company should be limited to persons and issues directly affecting the credit relationship and specifically should not be used for sales or marketing purposes.
  • Information may be accessed only by authorized users who have a legitimate business need. Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  • You agree to comply with the antitrust laws of the United States, and understand that all credit information provided to and obtained from this website will be used solely to assist in the formation of individual business judgments and does not imply that data contributors or CMA recommends that any credit relationship be modified in any way. The extension and terms of credit is the concern of individual sellers and must be determined strictly by independent judgment.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited without CMA’s express permission.
  • All trade marks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • You may not create a link to this website from another website or document without CMA's prior written consent.