Key credit factors ensure
great credit decisions

anscersX Reports
available now


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anscersX Report

An integrated solution from industry experts

Putting their years of business credit knowledge together, Credit Management Association (CMA) and Cutting Edge Business Resource Solutions (CEBRS) have produced the anscersX Report, a single report that contains key elements about your customers’ paying habits needed to make most credit decisions.

The anscersX multi-bureau report combines data from the largest trade credit reporting agencies (D&B, Experian, Equifax, Ansonia and CreditSafe International), giving credit managers the most complete payment story available.

The report ranges in price from $12.95 to $97.35, depending on the number of reporting agencies the user requests. Users control which reporting agencies are accessed for the report.

"We spent time reviewing all the elements on each provider’s business credit report to determine what would give anscersX clients the best insight into their customers’ credit worthiness," says Robert Shultz, Managing Partner of CEBRS. "By using an anscersX report, you have covered the necessary bases at a much better cost and a tremendous time savings. The anscersX report provides a quick review of the information needed for most trade credit decisions.”

“The anscersX report offers some real advantages to anyone making a credit evaluation,” said CMA president Kim Lamberty. “Single-source Business Credit Reports are made up of accounts receivable data that has been contributed by companies, public record data and scores generated from the combination of this data. Since most companies that contribute accounts receivable data only send it to one provider (D&B, Experian, Equifax, Ansonia or CreditSafe International), using one report may only provide a piece of the payment habit story.”

The Scores

Credit scores show payment trends


The PAYDEX® Score is D&B's unique dollar-weighted numerical indicator of how a firm paid its bills over the past year, based on trade experiences reported to D&B by various vendors. The D&B PAYDEX Score ranges from 1 to 100, with higher scores indicating better payment performance


Intelliscore Plus - Provides a score from 1 -100. One indicates high risk; 100 indicates low risk. Intelliscore Plus also has two exclusion sores a 998 displays when there is a bankruptcy within the past two years. A 999 displays when there is not enough information to score a business.


The Business Credit Risk Score for Suppliers is designed to assist credit grantors in improving risk assessment throughout a business’s account life cycle, reducing delinquency rates and improving profitability. The rating predicts the likelihood of a business incurring greater than 90 days severe delinquency or bankruptcy, within a 12 month period.

Score range is 101 – 660, with the lower score indicating higher risk. A 0 indicates a bankruptcy on file and manual review is recommended. Up to four reason codes may be returned indicating the top factors influencing the score.

Happy Clients

Report users tell their story

All the key factors available about your customers payment habits from the worlds leading business credit report providers at a cost you can control - that's anscersX and it's available now on

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